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Sept 21, 2022 Fed Rate Hike
The Fed has once again raised their Fed funds rate by an expected .75 percent. As we explained in previous posts about Fed rate hikes, this is not a direct increase to mortgage rates, but the Fed’s move does have an impact on the mortgage marketplace and the broader economy. The most recent rate hike brings…
Read MoreRenters to Owners Zoominar- Sept
Back by popular demand! Register Here – Registration will end on 9/23/2022 12 noon. Come and join me virtually, where you will learn how to from a renter to a owner. I will also be giving you an insight to exclusive programs to make your offer shine! Who should attend? Anyone who… is tired of RENTING… has thought…
Read MoreLand & Construction Zoominar
ALOHA! Our last “Zoominar” was a SUCESS! Thank you so much to all who have registered and attended! Up Next: ? Featuring our Land & Construction Zoominar on Friday Sept 09, 2022 @ 7pm (registration required) Attending will give you the “What you need to know” about: Land Loans Construction Loans Timeline Preparation BONUS: Closing…
Read MoreWhat is a Mortgage Rate Lock?
What is a Mortgage Rate Lock? A mortgage rate lock allows customers in need of mortgage financing to “lock” in their interest rate. This is an important feature of mortgages because the markets that influence mortgage rates (Mortgage backed securities, or MBS) trade each day and in certain markets can be very volatile. Rates can…
Read MoreRENTERS to OWNERS Zoominar
Click picture to enlarge Look forward to upcoming Zoominars Come and join me virtually! Who should attend? Anyone who… is tired of RENTING… has thought of purchasing a home in Hawaii would like to learn homebuying preparations would like to learn about down payment assistance & our EXCLUSIVE buyer advantage programs Are you an associate…
Read MoreMason Mac’s Lock & Shop Loan Program
In a volatile interest rate market, one of the most stressful parts of home buying can be trying to find the perfect home while trying to keep track of rates, payments, and affordability. In a relatively calm market, it may not be a big deal, but in 2022, when rates have moved upward faster than any time…
Read MoreThe Lastest Fed Hike
Once again, in an effort to curb inflation, the Fed has announced another Fed Rate Hike to the tune of a .75 increase to the Fed Funds rate. This Fed rate hike brings the Fed funds target rate range to 2.25%-2.5%, and the increase was in line with expectations, resulting in minimal initial changes to…
Read MoreHow Do Renovation Loans Work
Renovation loans, or renovation mortgages, can be a great way for home buyers to find a house and turn it into their dream home. It can also be a great way for home owners to stay in a home they love while making the updates that they want or need. Renovation loans can be used…
Read MoreWill Inflation Go Down?
There’s a lot of economic jargon being tossed around in headlines these days, and one of the hot topics out there is inflation. To start, it’s important to understand what inflation is. When the value of a currency diminishes, the result is inflation – basically, you get less for the same or more. The cost…
Read MoreWhat the Fed Rate Hike Means for You
Today the Fed increased their Fed Funds rate by .75 percent. While on the surface that doesn’t seem like too big a bump, this is the largest single-day increase to the Fed funds rate since 1994, signaling a serious attempt at Fed members to reign in inflation. The move comes on the heels of last…
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