Posts Tagged ‘closing cost’
7 Unsexy (But Life-Changing) Things Every Couple in Their 30s Should Do Before Buying a Home
Buying a home in your 30s isn’t about HGTV moments or perfect Pinterest boards—it’s about making quiet, smart moves that your future self will thank you for. It’s about stability, peace of mind, and those long-term wins that don’t look flashy on Instagram but build real wealth behind the scenes. If you and your partner…
Read MoreWhy Do People Get Denied for a Mortgage? (Hint: It’s Not Always the Credit Score)
Picture this: You’ve found the perfect house. You’re picturing the couch in the living room, the grill on the patio, maybe even picked out paint colors. Your offer is in, your lender has your documents, and then—bam—your loan gets denied. Not because you weren’t serious. Not because you didn’t have a plan. But because no…
Read MoreWhat You See vs. What I See: A Mortgage Broker’s Perspective on Turning Dreams Into Keys
When you’re buying or refinancing a home, the numbers aren’t just numbers. They’re tied to your dreams, your comfort, and your future. As a mortgage broker, my job goes far beyond rate quotes and loan applications—I’m here to translate what you see into a strategy that works for your life. Let’s break down what that…
Read MoreMortgage Rate Buydown Strategy: How $10K Could Save You $164/Month
You’ve found the home you love. The list price? $400,000. You’re ready to make an offer, and naturally, you’re wondering if you should come in a little under asking — maybe $390K — to save some cash. It feels like the smart move, right? But what if I told you there’s a strategy that could…
Read MoreYou’ve been lied to about down payments—and it’s costing you big
Let’s bust a myth that’s holding way too many people back from buying a home. You’ve probably heard it: “You need 20% down to buy a house.” And while it sounds responsible and smart on the surface, it’s not always the winning strategy people think it is. In fact, waiting until you have 20%…
Read MoreHow One Simple Question Can Save You Over $100,000 on Your First Home
Buying a home is one of the biggest financial decisions you’ll ever make. But what if you could save over $100,000 just by asking one simple question when getting pre-approved for a mortgage? The Question That Can Save You Thousands Before you commit to a lender, ask: “Can you provide me with a closing…
Read MoreHomebuying Success Series
Joining this series will give you priceless information you need to reach your goal of homeownership. I will be sharing with you from start to finish of the homebuying process, to ensure you will know what to expect, and help you prepare to secure the best future for you and your family. There are 6…
Read MoreShould You Pay Points?
Should You Pay Points? When getting a mortgage, one of the most important things to pay attention to is the cost of the loan being applied for. There are certain fees customers can shop for that may be drastically different from one lender to another (for example, discount points, and lender fees) and some fees that…
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