“My Rent Went Up Again…” — What I Told My Friends When It Happened to Them Too

Posts Tagged ‘home buying’

I don’t have a down payment to buy a house. Is 100% financing still a thing?

One of the most common things I hear from potential homebuyers — especially first-time buyers is: “I’d love to buy a home, but I don’t have a down payment.” Totally understandable. Saving up tens of thousands of dollars while also dealing with rising rent, everyday bills, and just… life, isn’t exactly easy. So, the big…

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Home Buying Zoominar

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Owning a home is a powerful strategy for accumulating wealth over time and fostering improved financial behaviors. Join me on August 6th, 2024 to launch your path to financial prosperity. CLICK HERE to REGISTER

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Graduated Payment Mortgage Program

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Calling all Realtors, I am hosting a Zoominar for you! Are current interest rates keeping your clients from their real estate goals? Sign up for my upcoming Zoominar on 12/15/2023 or schedule a 121 call with me today! If you prefer coffee talks let’s do it (808)276-6855! Let me help you achieve your real estate…

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March Renters to Owners Zoominar

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 Click Image to enlarge Who should attend? Anyone who… is tired of RENTING… has thought of purchasing a home in Hawaii would like to learn homebuying preparations would like to learn about down payment assistance & our EXCLUSIVE buyer advantage programs Join me as I share information about the process and programs with First Time Homebuyers. I provide more…

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Is It a Good Time to Buy a House?

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Is It a Good Time to Buy a House?   This question is one of the most common questions we see from consumers, investors, real estate agents, and many others with interest in the real estate market.  The answer is ‘yes’.  But it also depends on your specific situation, what’s important to you, and where…

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What is a Mortgage Rate Lock?

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What is a Mortgage Rate Lock? A mortgage rate lock allows customers in need of mortgage financing to “lock” in their interest rate.  This is an important feature of mortgages because the markets that influence mortgage rates (Mortgage backed securities, or MBS) trade each day and in certain markets can be very volatile.  Rates can…

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Mason Mac’s Lock & Shop Loan Program

Open the door and door handle with a key and a keychain shaped house. Property investment and house mortgage financial real estate concept

In a volatile interest rate market, one of the most stressful parts of home buying can be trying to find the perfect home while trying to keep track of rates, payments, and affordability.  In a relatively calm market, it may not be a big deal, but in 2022, when rates have moved upward faster than any time…

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Will Inflation Go Down?

Broken piggy bank with band aid bandage or plaster finance background

There’s a lot of economic jargon being tossed around in headlines these days, and one of the hot topics out there is inflation.  To start, it’s important to understand what inflation is.  When the value of a currency diminishes, the result is inflation – basically, you get less for the same or more.  The cost…

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Christie Mitsumura - Blue Seas Team - Logo

Christie Mitsumura NMLS #1396234

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS# 1141

Christie Mitsumura - Blue Seas Team

Cell: (808) 276-6855

Email: cmitsumura@masonmac.com

Waimea Office:
67-1185 Mamalahoa Highway
Unit 7F
Kamuela, HI 96743

Maui Office:
33 Lono Ave
Suite 225
Kahului, Hi 96732

Licensing:

 This is not a commitment to lend - Envoy Mortgage Ltd. #6666 (www.nmlsconsumeraccess.org) | 952 Echo Lane, Suite 190 Houston, TX, 77024, 877-232-2461 | www.envoymortgage.com | FL - Envoy Mortgage, Ltd. – Mortgage Lender/Servicer Licensee – License # MLD719 GA - Envoy Mortgage , LTD (LP), Georgia Residential Mortgage Licensee, Mortgage Lender License/Registration License #23619 IL - Illinois Residential Mortgage Licensee, Lender License #MB.6759338; For licensing information, go to: www.nmlsconsumeraccess.org | IN - Envoy Mortgage, LP – First Lien Mortgage Lender Licensee – License # 10898; Subordinate Lien Mortgage Lending Licensee – License # 11385 IA - Envoy Mortgage Ltd. – Mortgage Banker Licensee – License # 2010-0027; and Debt Collector Registration KY - Envoy Mortgage Ltd. – Mortgage Company Licensee – License # MC23382 MI - Envoy Mortgage, A Limited Partnership – First Mortgage Broker/Lender/Servicer – License # FR0020582; Registration # FR0018491; 2nd Mortgage Broker/Lender/Servicer Registration #SR0019595 | MN - Envoy Mortgage, A Limited Partnership – Residential Mortgage Originator Licensee – License # MN-MO-40165932. NC - Envoy Mortgage Ltd. – Mortgage Lender Licensee – License # L-121212 TN - Envoy Mortgage, L.P. – Mortgage License – License #109255; Collection Agency License VA - Envoy Mortgage, LTD, LP, NMLS ID#6666 (www.nmlsconsumeraccess.org) – Lender License and Broker License # MC3021; | Other authorized trade names: Envoy Mortgage LP; Envoy Mortgage of Wisconsin; Envoy Mortgage, A Limited Partnership; Envoy Mortgage, L.P.; Envoy Mortgage, Limited Partnership; Envoy Mortgage, LP; Envoy Mortgage, LTD Limited Partnership; ENVOY MORTGAGE, LTD, LP (USED IN VA BY: ENVOY MORTGAGE, LTD); Envoy Mortgage, LTD. (LP) | 10192026

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