Posts Tagged ‘how to buy a home’
Why Do People Get Denied for a Mortgage? (Hint: It’s Not Always the Credit Score)
Picture this: You’ve found the perfect house. You’re picturing the couch in the living room, the grill on the patio, maybe even picked out paint colors. Your offer is in, your lender has your documents, and then—bam—your loan gets denied. Not because you weren’t serious. Not because you didn’t have a plan. But because no…
Read More3 Real Estate Myths Your Dad Probably Swears By (And Why They Don’t Work Anymore)
Let’s have a little heart-to-heart about homebuying advice—specifically, the kind that might come from your dad, your uncle, or that one coworker who bought a house in 1993 and hasn’t stopped talking about it since. They mean well. But today’s market isn’t the one they bought into. Prices are different. Loan programs have evolved. And…
Read MoreMortgage Rate Buydown Strategy: How $10K Could Save You $164/Month
You’ve found the home you love. The list price? $400,000. You’re ready to make an offer, and naturally, you’re wondering if you should come in a little under asking — maybe $390K — to save some cash. It feels like the smart move, right? But what if I told you there’s a strategy that could…
Read MoreThe New 2025 Homebuying Rule That Changes Everything
If you’ve been holding off on buying a home because of high down payments and private mortgage insurance (PMI) costs, 2025 just delivered some game-changing news. A brand-new rule now allows homebuyers to qualify for a mortgage with no PMI, just 1% down, and a credit score of 620 or higher—making homeownership more accessible than…
Read MoreThe Off-Season Homebuying Hack That Saved Me $15,000
The real estate market can feel like a whirlwind, especially if you’re trying to time your home purchase just right. You’ve likely heard that spring is the best time to buy a home—right? While it’s true that many people list their homes during the warmer months, waiting for spring may actually cost you thousands more.…
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