Posts Tagged ‘how to buy a home’
Mortgage Rate Buydown Strategy: How $10K Could Save You $164/Month
You’ve found the home you love. The list price? $400,000. You’re ready to make an offer, and naturally, you’re wondering if you should come in a little under asking — maybe $390K — to save some cash. It feels like the smart move, right? But what if I told you there’s a strategy that could…
Read MoreThe New 2025 Homebuying Rule That Changes Everything
If you’ve been holding off on buying a home because of high down payments and private mortgage insurance (PMI) costs, 2025 just delivered some game-changing news. A brand-new rule now allows homebuyers to qualify for a mortgage with no PMI, just 1% down, and a credit score of 620 or higher—making homeownership more accessible than…
Read MoreThe Off-Season Homebuying Hack That Saved Me $15,000
The real estate market can feel like a whirlwind, especially if you’re trying to time your home purchase just right. You’ve likely heard that spring is the best time to buy a home—right? While it’s true that many people list their homes during the warmer months, waiting for spring may actually cost you thousands more.…
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