Posts Tagged ‘loan programs’
What You See vs. What I See: A Mortgage Broker’s Perspective on Turning Dreams Into Keys
When you’re buying or refinancing a home, the numbers aren’t just numbers. They’re tied to your dreams, your comfort, and your future. As a mortgage broker, my job goes far beyond rate quotes and loan applications—I’m here to translate what you see into a strategy that works for your life. Let’s break down what that…
Read MoreI don’t have a down payment to buy a house. Is 100% financing still a thing?
One of the most common things I hear from potential homebuyers — especially first-time buyers is: “I’d love to buy a home, but I don’t have a down payment.” Totally understandable. Saving up tens of thousands of dollars while also dealing with rising rent, everyday bills, and just… life, isn’t exactly easy. So, the big…
Read MoreYou’ve been lied to about down payments—and it’s costing you big
Let’s bust a myth that’s holding way too many people back from buying a home. You’ve probably heard it: “You need 20% down to buy a house.” And while it sounds responsible and smart on the surface, it’s not always the winning strategy people think it is. In fact, waiting until you have 20%…
Read MoreNo W-2? No Problem! Who told you you need a W-2 to buy a home?
Let’s get one thing straight: just because you don’t have a traditional 9-to-5 job with a W-2 doesn’t mean homeownership is out of reach. That outdated idea? Toss it out. In today’s world, the workforce is shifting. More people are building businesses, freelancing, creating content, driving rideshare, and working gigs on their own terms. You’re…
Read MoreGraduated Payment Mortgage Program
Calling all Realtors, I am hosting a Zoominar for you! Are current interest rates keeping your clients from their real estate goals? Sign up for my upcoming Zoominar on 12/15/2023 or schedule a 121 call with me today! If you prefer coffee talks let’s do it (808)276-6855! Let me help you achieve your real estate…
Read MoreVeterans Zoominar
Click the image to enlarge Mahalo to ALL who have served our armed forces! What to expect from our VA Loan Zoominar? ⇒ No Down payment ⇒ No Mortgage Insurance ⇒ VA Renovation Loans ⇒ Competitive Rates I invite you to join us for our education zoominar on Tuesday, Nov 08, 2022 @…
Read MoreRehabilitation/Renovation Zoominar
REHABILITATION / RENOVATION ZOOMINAR (Click the image to enlarge) Attend my Zoominar to learn about programs and products we have to help with: renovating an existent home purchasing a home that needs Rehabilitation What the process entails Timelines Tips and what repairs are eligible. With more than 23+ years it the industry I have assisted…
Read MoreMason Mac’s Lock & Shop Loan Program
In a volatile interest rate market, one of the most stressful parts of home buying can be trying to find the perfect home while trying to keep track of rates, payments, and affordability. In a relatively calm market, it may not be a big deal, but in 2022, when rates have moved upward faster than any time…
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