Mortgage Rate Buydown Strategy: How $10K Could Save You $164/Month

Posts Tagged ‘save money’

Mortgage Rate Buydown Strategy: How $10K Could Save You $164/Month

You’ve found the home you love. The list price? $400,000. You’re ready to make an offer, and naturally, you’re wondering if you should come in a little under asking — maybe $390K — to save some cash. It feels like the smart move, right? But what if I told you there’s a strategy that could…

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I don’t have a down payment to buy a house. Is 100% financing still a thing?

One of the most common things I hear from potential homebuyers — especially first-time buyers is: “I’d love to buy a home, but I don’t have a down payment.” Totally understandable. Saving up tens of thousands of dollars while also dealing with rising rent, everyday bills, and just… life, isn’t exactly easy. So, the big…

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The Off-Season Homebuying Hack That Saved Me $15,000

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The real estate market can feel like a whirlwind, especially if you’re trying to time your home purchase just right. You’ve likely heard that spring is the best time to buy a home—right? While it’s true that many people list their homes during the warmer months, waiting for spring may actually cost you thousands more.…

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Christie Mitsumura - Blue Seas Team - Logo

Christie Mitsumura NMLS #1396234

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS# 1141

Christie Mitsumura - Blue Seas Team

Cell: (808) 276-6855

Email: cmitsumura@masonmac.com

Waimea Office:
67-1185 Mamalahoa Highway
Unit 7F
Kamuela, HI 96743

Maui Office:
33 Lono Ave
Suite 225
Kahului, Hi 96732

Licensing:

 This is not a commitment to lend - Envoy Mortgage Ltd. #6666 (www.nmlsconsumeraccess.org) | 952 Echo Lane, Suite 190 Houston, TX, 77024, 877-232-2461 | www.envoymortgage.com | FL - Envoy Mortgage, Ltd. – Mortgage Lender/Servicer Licensee – License # MLD719 GA - Envoy Mortgage , LTD (LP), Georgia Residential Mortgage Licensee, Mortgage Lender License/Registration License #23619 IL - Illinois Residential Mortgage Licensee, Lender License #MB.6759338; For licensing information, go to: www.nmlsconsumeraccess.org | IN - Envoy Mortgage, LP – First Lien Mortgage Lender Licensee – License # 10898; Subordinate Lien Mortgage Lending Licensee – License # 11385 IA - Envoy Mortgage Ltd. – Mortgage Banker Licensee – License # 2010-0027; and Debt Collector Registration KY - Envoy Mortgage Ltd. – Mortgage Company Licensee – License # MC23382 MI - Envoy Mortgage, A Limited Partnership – First Mortgage Broker/Lender/Servicer – License # FR0020582; Registration # FR0018491; 2nd Mortgage Broker/Lender/Servicer Registration #SR0019595 | MN - Envoy Mortgage, A Limited Partnership – Residential Mortgage Originator Licensee – License # MN-MO-40165932. NC - Envoy Mortgage Ltd. – Mortgage Lender Licensee – License # L-121212 TN - Envoy Mortgage, L.P. – Mortgage License – License #109255; Collection Agency License VA - Envoy Mortgage, LTD, LP, NMLS ID#6666 (www.nmlsconsumeraccess.org) – Lender License and Broker License # MC3021; | Other authorized trade names: Envoy Mortgage LP; Envoy Mortgage of Wisconsin; Envoy Mortgage, A Limited Partnership; Envoy Mortgage, L.P.; Envoy Mortgage, Limited Partnership; Envoy Mortgage, LP; Envoy Mortgage, LTD Limited Partnership; ENVOY MORTGAGE, LTD, LP (USED IN VA BY: ENVOY MORTGAGE, LTD); Envoy Mortgage, LTD. (LP) | 10192026

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