Renters to Owners Zoominar- Sept

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Renters to Owners Zoominar- Sept

Copy of Renter to owners seminar (Facebook Post) (2)

Back by popular demand! Register Here – Registration will end on 9/23/2022 12 noon. Come and join me virtually, where you will learn how to from a renter to a owner. I will also be giving you an insight to exclusive programs to make your offer shine! Who should attend? Anyone who… is tired of RENTING… has thought…

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Land & Construction Zoominar

LC Zoominar 2022- blog

ALOHA!  Our last “Zoominar” was a SUCESS! Thank you so much to all who have registered and attended! Up Next: ? Featuring our Land & Construction Zoominar on Friday Sept 09, 2022 @ 7pm (registration required) Attending will give you the “What you need to know” about: Land Loans Construction Loans Timeline Preparation BONUS: Closing…

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What is a Mortgage Rate Lock?

Mortgage-Rate-Lock-150x150

What is a Mortgage Rate Lock? A mortgage rate lock allows customers in need of mortgage financing to “lock” in their interest rate.  This is an important feature of mortgages because the markets that influence mortgage rates (Mortgage backed securities, or MBS) trade each day and in certain markets can be very volatile.  Rates can…

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RENTERS to OWNERS Zoominar

Copy of Renter to owners seminar (Facebook Post)

 Click picture to enlarge Look forward to upcoming Zoominars Come and join me virtually! Who should attend? Anyone who… is tired of RENTING… has thought of purchasing a home in Hawaii would like to learn homebuying preparations would like to learn about down payment assistance & our EXCLUSIVE buyer advantage programs Are you an associate…

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Mason Mac’s Lock & Shop Loan Program

Open the door and door handle with a key and a keychain shaped house. Property investment and house mortgage financial real estate concept

In a volatile interest rate market, one of the most stressful parts of home buying can be trying to find the perfect home while trying to keep track of rates, payments, and affordability.  In a relatively calm market, it may not be a big deal, but in 2022, when rates have moved upward faster than any time…

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The Lastest Fed Hike

Fed Rate Hike Ahead Warning Sign

Once again, in an effort to curb inflation, the Fed has announced another Fed Rate Hike to the tune of a .75 increase to the Fed Funds rate.  This Fed rate hike brings the Fed funds target rate range to 2.25%-2.5%, and the increase was in line with expectations, resulting in minimal initial changes to…

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How Do Renovation Loans Work

Vector graphic of interior design on a blueprint

Renovation loans, or renovation mortgages, can be a great way for home buyers to find a house and turn it into their dream home.  It can also be a great way for home owners to stay in a home they love while making the updates that they want or need.  Renovation loans can be used…

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Will Inflation Go Down?

Broken piggy bank with band aid bandage or plaster finance background

There’s a lot of economic jargon being tossed around in headlines these days, and one of the hot topics out there is inflation.  To start, it’s important to understand what inflation is.  When the value of a currency diminishes, the result is inflation – basically, you get less for the same or more.  The cost…

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What the Fed Rate Hike Means for You

FED federal reserve of USA sybol and sign.

Today the Fed increased their Fed Funds rate by .75 percent.  While on the surface that doesn’t seem like too big a bump, this is the largest single-day increase to the Fed funds rate since 1994, signaling a serious attempt at Fed members to reign in inflation.  The move comes on the heels of last…

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HELOC vs REFINANCE

Young indian businesswoman talking on a telephone in an office alone. One female only making a call while looking thoughtful and considering ideas at her desk

HELOC VS Refinance – the clash for cash   If you need to access cash from your home equity and have no interest in selling, in most cases you’re left with limited options to tap into the equity you’ve likely grown over the past few years of high appreciation.  It often boils down to a…

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Christie Mitsumura - Blue Seas Team - Logo

Christie Mitsumura NMLS #1396234

Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS# 1141
MasonMac Corporate

Christie Mitsumura - Blue Seas Team

Cell: (808) 276-6855

Email: cmitsumura@masonmac.com

Waimea Office:
67-1185 Mamalahoa Highway
Unit 7F
Kamuela, HI 96743

Maui Office:
33 Lono Ave
Suite 225
Kahului, Hi 96732

Licensing:

Not a commitment to lend. Rates and terms subject to change without notice. Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Act No. 4130968; AL #22653; AR #32700; AZ #1015403; Colorado regulated by the Division of Real Estate; DE #019623; FL #MLD819; Georgia Residential Mortgage Licensee #20924; ID #MBL-5861; Kansas Licensed Mortgage Company #MC.0025601; KY: #MC701698; MD: #16927; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance;Licensed by the Minnesota DOC #MN-MO-1141; Licensed by the NJ Department of Banking and Insurance; NC: L-152867; NV: #3681; OK: #ML012358; Licensed by the Oregon Division of Financial Regulation #ML-3808; PA: #37008; TN: #112513; Licensed by the Virginia State Corporation Commission #MC-5579, WV: #ML-31523/MB31759. NMLS #1141. www.nmlsconsumeraccess.org 

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